To further protect yourself, you can also:
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Formally request that large transactions through your bank be done with you present, in person. Ask if you can set a limit and only if done in person also temporarily lift that limit.
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Obtain a credit card. Either you fight to get your money back when fraud hits, or they fight to get their money back. You can guess which team is better staffed. I was procrastinating for ages getting one myself. Then another fraudulent transaction hit. Despite having a fair amount of knowledge in this realm and doing a solid amount of research independently AND reporting it immediately, it still took days to get money actually placed back into my account. AND THEN IT HAPPENED AGAIN with a brand new card within 30 days. Likely the removedty auto update service large organizations can subscribe to, or I got unlucky on a brute force attempt. Either way, a CC will save you this hassle.
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Bitwarden.
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Passwords only on your phone. No biometrics without a backup plan.
I got a NEW credit card faster than my bank was able to reissue and send me a replacement debit/credit. By like half the time.
I wasn’t aware biometrics were more secure. My info is clearly out of date! Though I was also thinking of the forced unlocking of phones by, er…other people.
Police. I’m talking about the popo.
Good old Tasker should be able to handle the bulk of automating things like an auto-shutdown. Might still need to insert custom code BUT they have a community. A couple searches and verification that you’re not being a dumbass and downloading something malicious and wham bam easy - or manually type it out. I dunno. Don’t be big dumb.
Tasker ain’t obsolete yet, dammit!
Remember, folks! NONE OF THIS MATTERS IF YOU GIVE UP YOUR CREDENTIALS JUST CAUSE SOMEONE CALLED AND SAID GRANDMA WAS INJURED IN A MOTORCYCLE ACCIDENT.