I never bothered with banking apps. (Outside of the virtual debit card app from my bank. That one did install successfully. However, I never got try out in store because it deleted my virtual card after a few days and I didn’t care enough to set it up again.)
Not an expert but: tldr don’t.
Battery calibration is supposed to help the battery’s firmware figure out how low the battery can go. It also tends to hurt your battery, so you should avoid performing these calibrations and keep the charge between 20% and 80% as much as you can.
It seems what you’re trying to do is improve battery estimation by the OS on a new machine. And in that case,
Is just trey trip love* I’d just try to live with possible insecurity of not knowing whether the machine has 15 or 25 minutes left.